It means with London Help to Buy, London living is all yours to enjoy. Learn more about Help to Buy in your area. Help to Buy is available to first-time eligible buyers only and is subject to maximum regional price caps. Please ask us for further details. From 16 December 2020 the Help to Buy  scheme will be replaced with a new scheme for first time buyers only. not own any other property at the time of the equity loan; not rent out the home for buy-to-let purposes ; generate enough income to keep up the mortgage repayments; So, to make the most of Help to Buy in England, search for a new home today. Other Help to Buy schemes available. If you’re an eligible first-time buyer, the Government will lend you a minimum of 5% and up to 20% (or up to 40% in London) of the market value of your newly-built home. *Please note that there is limited availability for these schemes. Find out how much you might need to buy a new home with Help to Buy. Help to Buy 2021-2023. As of 11 Mar 2019. We have a wide range of Help to Buy properties from top UK developers. criteria. After the Government’s Help to Buy scheme had a lot of success with first-time buyers when it was first introduced, the London Help to Buy scheme was announced in February 2016. Search arrow_forward. • You'll need a minimum of 5% deposit to qualify. By clicking "Accept", you agree to our use of cookies. All rights reserved. First time buyers can boost savings by 25%. 1 Property to buy/rent coming soon. So long as you can raise a 5% deposit, the government will provide an equity loan of up to 20% of the property value (40% in London). ... both individuals must be first-time buyers and cannot use the scheme to buy a second home or a property to rent out. • It’s available to first-time buyers purchasing a single property who do not currently own a property in or outside of the UK only. AutoNet Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA) (Registration number: 308213). This scheme allows first-time buyers the opportunity to borrow up to 40% of the price of the London property that they wish to buy. purchased your property, rising each year after that by the increase (if home. If you take a 20% equity loan for First time buyers How much can I borrow? Search thousands of Shared Ownership properties across England to find a home you can afford with Share to Buy. Learn more. The property search results are not an exhaustive list and are specific to the geographical regions we cover. **uSwitch Limited is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 312850. Help to Buy: Shared Ownership offers those who can’t afford to buy a home through a traditional mortgage, the opportunity to buy a share of it. You only need a 5% deposit. You can apply for Help to Buy if you’re buying a house for the very first time or if you’ve owned a home before but don’t own one now. years of owning your home. Use the calculator below to get a good idea of what Zillow has 1,765 homes for sale. Bedrooms. After five years you will be required to pay an interest fee of 1.75% of Available to first-time buyers and people already on the property ladder all you need is just a 5% deposit and a repayment mortgage of up to 80% of the value of the property. Garden (35) Balcony/terrace (35) … 25% deposit. Listing an extensive range of houses, flats, bungalows, land and retirement homes, Rightmove makes it easy for you to find your next happy home regardless of whether you're a first-time buyer, upsizing, downsizing or relocating. © 2020 Zoopla Limited. any) in the Retail Prices Index (RPI) plus 1%. If you're buying in Scotland ask about the Scottish Government-backed Help to Buy (Scotland) Affordable New Build Scheme. The loan itself is repayable after 25 years or on the sale of the numbers to expect should you decide to apply for Help to Buy. Help to Buy: Equity Loan makes it possible to buy a home with just a 5% deposit whilst Help to Buy: Shared Ownership deposits are typically much lower than buying traditionally. Buy a New Home up to 600000 with 'Help to Buy London' Up to 40% equity loan from the Government with just a 5% deposit. To be able to access this financial assistance means I can finally move out of rented accommodation and into a property of my very own. Zoopla Limited is an appointed representative of Loans Warehouse Limited which is authorised and regulated by the Financial Conduct Authority (FRN 713110) to introduce clients to Loans Warehouse Limited and distributing non-real time financial promotions that relate to products of services available through Loans Warehouse Limited. 55%), List with Zoopla and build your business today, I'm a Zoopla agent, I want to login to ZooplaPro, Additional monthly interest charge after 5 years, 75% mortgage you need to Any borrowing estimates are intended for general indication For me, Help to Buy has proved a lifeline and has enabled me to turn my hopes of owning my first home into a reality. Our listings are constantly being updated, please keep checking back to review properties in your chosen area. Londoners will also be able to find new private sale properties available exclusively to London and UK based buyers, as well as Help to Buy properties. © Crown copyright 2020. The government has created the Help to Buy schemes including Help to Buy: Shared Ownership and Help to Buy: Equity Loan to help hard-working people like you take steps to buy your own home. Help to buy new builds for sale across the UK. From April 2021 Help to Buy will be available to first-time buyers ONLY due to changes in government legislation. Terms and conditions apply. Property type. This also includes any international properties or residential land. Only a 5% deposit required, register your interest for one of our brand new homes today. Help to Buy agents administer the Help to Buy: Equity Loan scheme for Homes England. Discover your potential new home which suits your budgeted monthly costs and deposit size. You then need to secure a 75% mortgage. Coronavirus: latest property market news, information and advice, Housing market to stay open in latest lockdown, Homeownership rate falls among young people. 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